Open Banking & A2A Payments
Account-to-account payment solutions built on open banking infrastructure — secure, instant, and fully regulated.
What It Does
Our open banking platform enables direct bank-to-bank payments, removing the need for card networks. Businesses can initiate payments, access account information, and offer seamless checkout experiences — all through our FCA and CBI regulated infrastructure powered by Banky.
How It Works
We connect directly to banks through PSD2-compliant APIs, enabling real-time payment initiation and account information services. Our AI layer optimizes routing, detects fraud in real-time, and ensures compliance across jurisdictions automatically.
Key Capabilities
Payment Initiation Services (PIS)
Enable customers to pay directly from their bank accounts with a single click — faster and cheaper than card payments.
Account Information Services (AIS)
Access aggregated account data with customer consent for credit scoring, financial health checks, and personalized services.
AI-Powered Fraud Detection
Real-time transaction monitoring with machine learning models that detect and prevent fraudulent payments before they settle.
Multi-Bank Coverage
Connected to major banks across the UK and EU, with expanding coverage to ensure maximum customer reach.
Who It Serves
Interested in This Service?
Get in touch to learn how this service can work for your business.